Bankruptcy Law Blog

There are different types of bankruptcies, which are referred to by their chapter in the U.S. Bankruptcy Code. https://www.usbankruptcycode.org/. Individuals usually file a Chapter 7 or a Chapter 13 bankruptcy, depending on their situation. A debtor will file a Chapter 7 bankruptcy if they have in

Rule #1 – Tell the truth. Bankruptcy is for the “honest but unfortunate debtor”. Most debtors are “insolvent” meaning they cannot pay their bills timely and therefore, have met the “unfortunate part” of the bankruptcy code. A debtor must also meet the honest part. Please be honest,

Filing a bankruptcy case gives you a fresh start to recover after a financial crisis without the burden of debts you cannot pay hanging over your head. By filing a Chapter 7 or Chapter 13 bankruptcy case, you can get out of debt, protect retirement savings, and keep your property.

With over 30 years of experience in bankruptcy and workers’ compensation law, I’ve helped thousands of Floridians navigate some of the toughest moments of their lives. I write this blog to share insights, legal tips, and real-world advice based on the cases I’ve handled and the people I’ve had the privilege to represent. My goal is simple: to help you understand your rights and feel empowered through knowledge.

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