Rule #1 – Tell the truth. Bankruptcy is for the “honest but unfortunate debtor”. Most debtors are “insolvent” meaning they cannot pay their bills timely and therefore, have met the “unfortunate part” of the bankruptcy code. A debtor must also meet the honest part. Please be honest, truthful, and diligent when disclosing all assets, liabilities, […]
Filing a bankruptcy case gives you a fresh start to recover after a financial crisis without the burden of debts you cannot pay hanging over your head. By filing a Chapter 7 or Chapter 13 bankruptcy case, you can get out of debt, protect retirement savings, and keep your property.
The Fair Credit Reporting Act (FCRA) details how creditors can collect information and access debtor’s credit reports.
Student loan debt has skyrocketed past credit card debt in the United States. Mortgage debt is the only debt category with a higher amount owed compared to student loan debt.
When a debtor files for bankruptcy relief, the “end game” is to get out of debt. Most unsecured debts are eligible for a discharge in Chapter 7 and Chapter 13 bankruptcy discharge. But there are several debts that one cannot discharge in bankruptcy including: alimony or spousal support; child support; most debts owed to government […]
Honestly, no one wants to file for bankruptcy. Deciding it’s something you must do is incredibly painful, humbling, and embarrassing. Often the hardest part is committing to retaining a bankruptcy attorney and to the recovery or financial healing process. From what I have seen, the most common causes of financial hardship are the loss of […]
With over 30 years of experience in bankruptcy and workers’ compensation law, I’ve helped thousands of Floridians navigate some of the toughest moments of their lives. I write this blog to share insights, legal tips, and real-world advice based on the cases I’ve handled and the people I’ve had the privilege to represent. My goal is simple: to help you understand your rights and feel empowered through knowledge.
At The Law Office of Tony Turner, we understand that legal problems specially financial or injury-related can be incredibly stressful. That’s why we provide free legal consultations, compassionate service, and personalized legal guidance every step of the way.
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